# 360factors > 360factors provides AI-powered risk and compliance management software for banks, credit unions, and financial institutions. Our flagship products Predict360 (integrated GRC platform), Ask Kaia (AI compliance expert), and Lumify360 (predictive analytics) help organizations predict risks, streamline compliance, and make data-driven decisions. 360factors specializes in serving mid-market financial organizations with comprehensive solutions for enterprise risk management (ERM), regulatory change management (RCM), compliance monitoring and testing, policy management, audit management, and business analytics. ## Core Products & Solutions - [Predict360 Risk and Compliance Intelligence Platform](https://www.360factors.com/predict-360/): Integrated GRC platform that automates risk and compliance workflows with AI-powered predictive analytics. - [Predict360 Essentials](https://www.360factors.com/products/predict360-essentials/): Predict360 Essentials is designed for US community banks and credit unions to streamline risk and issues management. - [Ask Kaia AI Compliance Expert](https://www.360factors.com/products/kaia-ai-compliance-expert/): Standalone AI assistant trained on federal banking regulations for instant compliance answers, policy drafting, and marketing ad reviews. - [Risk and Compliance Intelligence Platform | Predict360](https://www.360factors.com/predict-360/): Predict360's risk and compliance intelligence platform automates tasks and workflows while improving the quality and value of compliance and risk activity execution. - [Predict360 Risk Insights](https://www.360factors.com/predict360-risk-insights/): Predictive risk management and KRI Management AI from 360factors incorporates internal and external data to intelligently predict risks. - [Ask Kaia - Your Secure AI Compliance Expert](https://www.360factors.com/ask-kaia-secure-ai-compliance-expert/): The generative AI-powered compliance expert built exclusively for U.S. banks and credit unions. - [Kaia – Your AI Compliance Expert](https://www.360factors.com/products/kaia-ai-compliance-expert/): Get instant, regulation-specific answers, draft policies and procedures and map policies to citations. ## Key Topics & Resources - [Generative AI for Risk and Compliance Management](https://www.360factors.com/blog/harness-ai-generative-risk-compliance-management/): Overview of how generative AI benefits financial organizations in risk and compliance. - [AI Risk Management: Analysis and Trend Identification](https://www.360factors.com/blog/ai-risk-management/): How AI transforms compliance risk monitoring and regulatory change management. - [The Best Generative AI for GRC Professionals](https://www.360factors.com/blog/best-generative-ai/): The best generative AI solutions to help GRC professionals manage risk and compliance in the financial sector in 2026. - [Enterprise Risk Management Best Practices](https://www.360factors.com/blog/effective-risk-management-framework/): Three pillars for building effective risk management frameworks. - [Regulatory Change Management Process Guide](https://www.360factors.com/blog/regulatory-change-management-process-financial-enterprises/): Major elements and benefits of regulatory change management for financial institutions. - [Third-Party Risk Management Best Practices](https://www.360factors.com/blog/third-party-risk-management-best-practices-financial-enterprises/): Best practices for managing vendor relationships in financial services. - [Why Organizations Need Predict360 in Their GRC Technology Stack](https://www.360factors.com/blog/grc-technology-stack/): Why Predict360 is essential to include in any modern GRC technology stack. - [Regulatory Change Management Software](https://www.360factors.com/regulatory-change-management-software/): AI-powered solution for tracking, assessing, and managing regulatory changes with automated impact analysis. - [Compliance Monitoring & Testing](https://www.360factors.com/compliance-monitoring-testing/): Streamlined compliance testing workflows with automation and business intelligence reporting. - [7 GRC Trends Shaping Compliance Management Software in 2026](https://www.360factors.com/blog/compliance-management-software-2026/): The seven latest GRC insights shaping compliance management software in 2026. - [Aligning a CMS with Your Institution’s 2026 Risk Profile](https://www.360factors.com/blog/risk-profile/): How to align a compliance management system with an overall risk profile by integrating advanced AI-driven GRC technology. ## Industry Insights - [Credit Union Risk Management 2026 Critical Risks](https://www.360factors.com/blog/credit-union-risk-management/): An overview of critical financial sector risks and response strategies for credit union risk management in 2026. - [FDIC 2025 Priorities: What Banks Need to Know](https://www.360factors.com/blog/fdic-2025/): How FDIC priorities are going to shape regulations in 2026. - [Generative AI in the Finance Industry in 2025](https://www.360factors.com/blog/generative-ai-banking-financial-services/): How generative AI is transforming the finance industry in 2025 and beyond. - [Uncovering Innovation and Growth with Generative AI in Modern Banking](https://www.360factors.com/blog/generative-ai-modern-banking/): How generative AI in banking revolutionizes operations, enhances customer experiences, and drives innovation. - [Harness the Power of Generative AI in Finance for Transformative Results](https://www.360factors.com/blog/generative-ai-in-finance-transformative-results/): How Generative AI in finance drives efficiency and enhances risk management with actionable strategies for scaling and securing AI across operations. - [6 Reasons to Leverage Gen AI in Finance for Advanced Risk Management](https://www.360factors.com/blog/ai-finance-advanced-risk-management/): Six ways that generative AI transforms risk management in finance. - [7 Strategies for Insurance Compliance Management Process In 2026](https://www.360factors.com/blog/compliance-management-process-insurance-firms/): Seven compliance management process strategies to help organizations keep up with regulatory change in 2026. - [Credit Union Risk Management in 2026: Critical Risks and How to Respond](https://www.360factors.com/blog/credit-union-risk-management/): Effective risk management as a credit union in 2026 with an overview of critical financial sector risks and how to respond to them. ## Whitepapers & Research - [Proactive Risk Intelligence for Financial Organizations](https://www.360factors.com/whitepapers/proactive-risk-intelligence-financial-organizations/): How to enhance risk oversight with predictive analytics and AI-driven risk indicators. - [Top 7 Strategic Risk Metrics for Boards](https://www.360factors.com/whitepapers/strategic-risk-metrics/): Essential risk metrics for boards selected through CRO and CCO conversations. - [Modernizing Risk and Compliance Predictive Power of AI](https://www.360factors.com/whitepapers/modernizing-risk-compliance-predictive-power-ai/): How AI enhances RCSA, RCM and KRIs by reducing manual work. - [Future of Compliance AI Role in Policy Management](https://www.360factors.com/whitepapers/kaia-future-compliance-ai-deepdive/): Deep dive into how Ask Kaia plays a role in policy management and regulatory mapping. - [Harnessing Generative AI for Banking Risk and Compliance](https://www.360factors.com/whitepapers/harnessing-generative-ai-banking-risk-compliance/): How banks integrate AI into operations for automating risk and compliance activities. ## E-Guides & Implementation Resources - [Business Analytics Software Ultimate Guide](https://www.360factors.com/e-guide/business-analytics-software/): Challenges solutions and best practices for mid-market analytics adoption. - [Analytics and Business Intelligence Unlocking Success](https://www.360factors.com/e-guide/analytics-business-intelligence/): How advanced analytics and business intelligence tools enhance decision-making. - [Key Risk Indicators Guide to Proactive Risk Management](https://www.360factors.com/e-guide/key-risk-indicators-lead-proactive-risk-management/): How KRIs enable early threat identification and improved decision-making. - [Enterprise Risk Management Software Guide](https://www.360factors.com/e-guide/enterprise-risk-management-software-mitigates-risks-value-business/): Benefits and strategies for effective risk mitigation with enterprise risk management software. - [Ask Kaia – Your AI-Powered Compliance Expert](https://www.360factors.com/products/kaia-ai-compliance-expert-datasheet/): A datasheet demonstrating how Ask Kaia is transforming how compliance knowledge is accessed and applied in the banking sector. - [Predict360 Essentials](https://www.360factors.com/products/predict360-essentials-datasheet/): A datasheet to understand how Predict360 Essentials is designed for U.S. community banks and credit unions. - [Predict360 Third Party Governance](https://www.360factors.com/third-party-governance-datasheet/): How the Predict360 Third Party Governance solution can help organizations. - [Predict360 Risk Insights](https://www.360factors.com/predict360-risk-insights-datasheet/): A datasheet that demonstrates how Predict360 Risk Insights captures internal and external data for a comprehensive risk picture. - [Predict360 Datasheet](https://www.360factors.com/predict360-datasheet/): A datasheet showing how the Predict360 Risk and Compliance Intelligence platform allows organizations to manage risk and compliance using AI. ## Webinars - [Webinar Library](https://www.360factors.com/webinars/): On-demand webinars covering risk compliance and AI topics. ## Press Releases - [Press Releases](https://www.360factors.com/press-releases/): Latest company news product launches and partnerships ## Company Information - [About 360factors](https://www.360factors.com/about/): Company overview mission and leadership team - [Customer Success Stories](https://www.360factors.com/case-studies/): Real-world implementations and results from financial institutions