Unified Analytics for Financial Organizations

Lumify360 Performance Management

Transform raw data into smarter business decisions. Built for financial institutions that need actionable intelligence across departments, Lumify360 offers a unified analytics environment that connects performance metrics, benchmarks results against industry peers, and enables leaders to act with confidence.

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Customers Using Predict360's AI-Powered Solutions
PCB Bank - RSCA,  Reg Change (Reg Room 5 states), CMT&T, RI
Banco do Brasil Americas - RCSA, Issues, Risk Insights, CM&T, Reg Change, Reg Room
Clear Fork Bank, National Association - RSCA and Issues Management
First Hawaiian Bank
HarborOne Bank
Republic Bank
Choice Bank
Coastal
Citizens Business Bank
Fulton Bank
Byline Bank
QCR Holdings
First Help Financial - CMS
Desert Financial - Risk & Compliance
Sturgis Bank  - RCSA ,RI, CM&T, IM, Reg Change
Pacific Crest Savings Bank - TPRM Prevalent
Heartland Bank - RCM/Kaia
United Texas Bank - RCSA, CM&T, P&P, RI and IM
HomeTrust Bank
Highlands Mortgage
Brigit
Oriental Bank
Sovereign Bank - RCSA, Risk Insights and Isssues Management
Atlantic Community Bankers Bank
Alden
Lumify360 Performance Management

Features

Key Features

  • AI-Powered Benchmarking & Predictive Insights: Use advanced analytics to compare performance against peers and identify emerging trends.
  • Custom Dashboards: Role-specific dashboards help executives, managers, and teams monitor key metrics and drill into department performance.
  • Automated Alerts: Get notified when metrics deviate from expectations so you can act immediately.
  • Consolidated Analytics Hub: Aggregate data from finance, operations, engagement, and other systems into one secure lakehouse for a single source of truth.
  • Simplified Data Accessibility: Provide direct access for business users across departments, eliminating heavy reliance on IT or manual reporting.
  • Scalable Cloud Framework: Fully managed SOC 1 & 2 Type 2-certified infrastructure, designed to grow with your institution’s analytics demands.
The Lumify360 Fair Lending Solution

Benefits and Outcomes

Benefits

  • Faster, Data-Driven Decisions: Deliver real-time, role-specific insights to executives and managers. Leaders gain the context they need to act quickly, improving agility and responsiveness across the organization.
  • Operational Efficiency and Time Savings: Streamline performance tracking and automate data collection to eliminate manual data consolidation. Teams focus on analysis and outcomes instead of maintenance.
  • Trusted, Consistent Data: Centralized, standardized data ensures accuracy and reliability across departments, enabling users to make confident, informed decisions.
  • Lower IT Overhead: The platform handles setup, maintenance, and updates in the cloud, freeing internal IT teams to concentrate on higher-value initiatives.
  • Enterprise-Wide Performance Visibility: Unify financial, operational, and departmental metrics to provide a comprehensive view of performance. Executives can identify trends, monitor risk, and benchmark progress across the enterprise.
  • Continuous Performance Improvement: Built-in benchmarking and predictive analytics reveal opportunities and risks early, enabling organizations to sustain improvements over time.
Lumify360 Performance Management

How It Works

Process Steps

  • Data Integration: Connect internal and external systems to the Lumify360-powered data lakehouse, creating a unified analytics foundation.
  • Data Transformation & Enrichment: Automated pipelines cleanse, standardize, and enrich incoming data, preparing it for analysis and modeling.
  • Insight Delivery: Users access dashboards, automated alerts, and benchmark summaries to monitor performance, compare against peers, and act.
  • Continuous Monitoring & Optimization: The system tracks key metrics in real time, triggers alerts for anomalies, and adapts as new data or goals emerge.
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Why Choose 360factors?

360factors empowers organizations to accelerate profitability, innovation, and productivity by predicting risks and streamlining compliance.

Complete GRC

Complete GRC

All the GRC tools you need integrated in one solution
Basic to Enterprise

Basic to Enterprise

From simple risk assessment to complete risk register and control testing
Speed & Execution

Speed & Execution

Insights into your risk program & control effectiveness
Fast Implementation

Fast Implementation

The cloud-based solution can be integrated within days
Flexible and Modular

Flexible and Modular

Pick the modules you need for your business
Easy to Use

Easy to Use

Automation and an intuitive interface ensure ease of use
What Customers Say About 360factors

Learn How 360factors Empowers Customers to Manage Their Risk and Compliance Programs with Ease.

We look forward to working with 360factors to advance our enterprise risk and compliance programs for the bank while increasing the products and services we offer to the community.

Mark Casel Chief Risk Officer

We selected Predict360 due to its ease of use, banking industry design, and endorsement by the American Banker’s Association.

Eric Sprink President & CEO

Predict360’s banking workflows, risk library content, and endorsement from the American Bankers Association are a great fit for our bank.

Julie Dahle EVP and Chief Risk Officer

As part of our initiative to expand our products and services, we wanted to enhance our enterprise risk and compliance management to support this growth. Predict360 will enable our team to meet these goals efficiently.

David Claussen Chief Risk Officer

360factors’ solutions, powered by artificial intelligence, enables our organization to adapt and respond effectively to the ever-changing regulatory compliance landscape.

Joanna Chancellor Business Support Manager

The powerful features combined with the easy implementation of the cloud solution made Predict360 a great fit for our organization.

Steve Parker Chief Executive Officer

We believe our collaboration with 360factors and the technology they bring supports our vision for the future.

Gina Anonuevo Chief Compliance Officer

Deploying Predict360 is another step by us towards becoming a more streamlined and efficient organization.

Crystal Barnes Regulatory Compliance Specialist

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