Risk, Compliance and Data Intelligence for Money Services Businesses
Connect AML program oversight, agent risk and operating data so MSB teams can act with evidence.
FINANCIAL ORGANIZATIONS USING PREDICT360
360FACTORS IN FINANCIAL SERVICES
Connect MSB Compliance Oversight with Risk and Operational Data
Money services businesses (MSBs) need to move payments and remittances while overseeing agents, partners and controls. Anti-money laundering (AML) programs under the Bank Secrecy Act (BSA) add work across policies, training and review. Disconnected records make it harder to show what changed, who acted and which issues remain open.
Predict360 risk and compliance . Ask Kaia cited research for human review.
Coordinate AML and BSA Program Oversight
Use Predict360 to organize policies, training records, testing and findings. Assign owners and retain supporting evidence so your team can explain the work behind its compliance program.
Link Risks to Controls and Follow-up
Assess operational, fraud and agent or partner exposure alongside controls and issues. Give risk owners a clear record of the gaps to investigate, actions to complete and decisions to review.
Connect Data to Operational Decisions
Review transaction volumes, onboarding performance and compliance metrics together. Give operations and risk teams shared context to investigate trends and prioritize follow-up.
Keep MSB Controls Visible as Operations Grow
Financial Crimes Enforcement Network (FinCEN) requirements, Office of Foreign Assets Control (OFAC) sanctions and state rules need review against your activities and footprint. MSB teams must connect applicable obligations to controls, responsible owners and evidence across products and agents.
Common challenges include:
Tracking applicable AML, sanctions and state requirements, then assigning and documenting the response.
Keeping agent and partner risk assessments, control reviews and remediation visible across the business.
Connecting findings from onboarding, transaction monitoring and screening systems to the controls that need review.
Explaining policy changes, training and independent review follow-up with consistent supporting evidence.
Assessing transaction volumes and service performance alongside fraud exposure and control gaps.
Give MSB Leaders a Connected View of Oversight
You need to understand exposure across products, agents and partners.
Use Predict360 to connect assessments, control effectiveness and open issues across your MSB. Review operational, fraud and partner exposure with assigned owners and supporting evidence, so leadership can focus on the risks that need action.
Explore risk managementYou need evidence that AML policies, controls and follow-up work are being managed.
Use Predict360 to coordinate regulatory reviews, policy updates, testing and remediation. Keep owners, deadlines and evidence attached to the work so you can explain program activity during independent reviews, examinations and bank due diligence.
Explore compliance workflowsYou need operating performance and control gaps in view as payment activity grows.
Bring transaction volumes, onboarding metrics and financial performance into shared dashboards. Review those trends with risk and compliance context to prioritize service improvements and assess the implications of operational growth.
Explore data intelligenceMSB Risk and Compliance Management with Predict360
Predict360 gives MSB teams shared workflows for risks, controls, regulatory changes and evidence. Connect AML program oversight with operational and agent risk, assign follow-up work and retain the record behind decisions. Your team can assess gaps and report progress from a consistent view of the program.
With Predict360, MSBs can:
Manage risk assessments, controls and findings across MSB products, agents and business functions.
Track relevant regulatory changes, record applicability decisions and assign responses with owners and due dates.
Document policies, training, testing and remediation evidence for examinations, independent reviews and bank due diligence.
Report on control effectiveness, open issues and overdue actions so leaders can prioritize the work that needs attention.
Ask Kaia AI Agents for Money Services Compliance
Support money services compliance with Ask Kaia agents for cited research and internal policy work. Provide your MSB’s activities, jurisdictions and documents, then have your team review and own each output.
With Ask Kaia, MSB teams can:
RESEARCH Use Regulatory Intelligence to research requirements relevant to your MSB’s products, licenses and jurisdictions.
DRAFT Use Policy & Procedure Agent to draft internal procedures for payments, remittances and agent oversight.
REVISE Use Policy Revision Agent to propose changes for compliance owners to assess and approve.
MAP Use Regulation-to-Policy Mapper to connect internal policies with cited requirements for review.
DOCUMENT Inspect citations, supplied evidence and execution history to support review and retain the basis for decisions.
MSB Risk and Compliance Software FAQ
Explore how connected compliance work, risk records and operational data support oversight for money services businesses.
It connects compliance work, risk records and business data so MSB teams can assess exposure and explain decisions. It helps teams connect oversight with payment operations, agent relationships and business priorities.
Predict360 supports regulatory change tracking, applicability reviews and assigned responses. Confirm FinCEN, OFAC and relevant state content coverage during evaluation against your activities and licenses. Your team determines which requirements apply and records the rationale, affected policies, owners and supporting evidence for each response.
Predict360 supports AML program governance through policy management, risk assessments, testing, findings and remediation records. It helps staff coordinate work and retain evidence for review. Scope any connections to transaction monitoring, sanctions screening or regulatory filing systems during evaluation, with your team responsible for operational decisions and reporting.
Ask Kaia supports cited regulatory research and policy drafting or review. Provide your MSB’s context and relevant documents, then check the sources and applicability. A person reviews each output and owns interpretations, approvals and actions. Confirm content coverage and product access for your MSB during evaluation.
