CONNECTED RISK, COMPLIANCE AND DATA INTELLIGENCE INDUSTRY · INSURANCE

Insurance Risk and Compliance Software

Track state and NAIC regulatory changes, test controls and keep exam evidence ready in one system.

Insurance team reviewing risk and performance data in a meeting

FINANCIAL INSTITUTIONS USING PREDICT360

PCB Bank - RSCA,  Reg Change (Reg Room 5 states), CMT&T, RI Banco do Brasil Americas - RCSA, Issues, Risk Insights, CM&T, Reg Change, Reg Room Wings Credit Union Clear Fork Bank, National Association - RSCA and Issues Management MhanhattanLife First Hawaiian Bank Eastern Bank Republic Bank Coastal Fulton Bank Byline Bank QCR Holdings First Help Financial - CMS Desert Financial - Risk & Compliance Sturgis Bank  - RCSA ,RI, CM&T, IM, Reg Change Pacific Crest Savings Bank - TPRM Prevalent Heartland Bank - RCM/Kaia United Texas Bank - RCSA, CM&T, P&P, RI and IM HomeTrust Bank Highlands Mortgage Brigit Oriental Bank Sovereign Bank - RCSA, Risk Insights and Isssues Management Atlantic Community Bankers Bank

360FACTORS IN FINANCIAL SERVICES

190+Financial organizations served
13 yrsFinancial services regulatory source material
SOC 2Type II controls
ABAPremier Partner
WHY 360FACTORS FOR INSURERS

Connect Insurance Risk and Compliance to Business Decisions

Insurance leaders need to see how risk and regulatory obligations affect underwriting, claims and distribution. When assessments, policies and performance data sit in separate systems, teams spend time reconciling reports and struggle to prioritize the issues that need action.

Predict360 connects risk and compliance workflows, unifies performance data and assists with cited regulatory research and policy review, while your team retains decisions and approvals.

Give insurance leaders a shared view of exposure, compliance work and performance, with evidence behind each decision.
CONNECTED INTELLIGENCE
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See Exposure Across the Enterprise

Bring risk assessments, controls and issues into Predict360. Use consistent ratings and linked corrective actions to prioritize operational and third-party exposures across business lines.

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Turn Regulatory Change into Accountable Action

Connect relevant updates to policies, testing and evidence. Assign owners and due dates so compliance teams can track the response from impact assessment through completion.

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Connect Performance with Risk Context

Bring financial and operational metrics into shared dashboards. Review performance trends alongside risk indicators to focus management attention where it matters.

INDUSTRY CHALLENGES

Where Insurance Compliance Work Falls Behind

Insurers must respond to state Departments of Insurance while coordinating work across underwriting, claims and distribution. Fragmented records make it harder to assess a change, explain control coverage and give leadership a current view of risk.

Common challenges include:

State insurance rules and National Association of Insurance Commissioners (NAIC) guidance change across jurisdictions.

Separate underwriting, claims and compliance systems make it difficult to connect business performance with risk exposure.

Policies, control tests and corrective actions need consistent records to support audits and regulatory examinations.

AI use and reliance on external models require clear ownership, documented reviews and traceable decisions.

Cyber, climate, conduct and third-party risks compete for attention when risk and compliance teams have limited capacity.

By role

What Each Insurance Leader Needs from the Program

CHIEF RISK OFFICER

You need to see which exposures deserve action across the business

Use Predict360 to connect enterprise risk assessments, controls and issues. Compare exposure across business lines, review changes in risk ratings and track corrective actions so you can explain priorities to the board.

Explore risk intelligence
OneEnterprise risk register
LinkedControls and corrective actions
VisibleRisk ratings across business lines
PREDICT360 FOR INSURERS

Predict360 Risk and Compliance Intelligence for Insurers

Predict360 is the risk and compliance intelligence platform that connects assessments, regulatory change, policies, testing and issues. Insurance teams can use linked workflows and evidence to understand exposure and track action. Ask Kaia supports cited research and policy review, with people responsible for validating outputs and approving decisions.

With Predict360, insurers can:

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Track regulatory updates relevant to your insurance footprint, assess their impact and assign actions to the teams responsible.

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Standardize risk and control assessments across business lines, link obligations to controls and monitor changes in exposure.

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Schedule compliance monitoring and testing, document results and connect findings to issues and corrective actions.

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Keep policy updates, audit findings and remediation records connected, with owners, due dates and a history of decisions.

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Use Ask Kaia for cited regulatory research and policy analysis. Your team checks source applicability, validates outputs and approves the response.

Predict360 risk register showing controls, effectiveness and residual risk ratings
ASK KAIA FOR INSURERS

Ask Kaia AI Agents for Insurance Compliance Teams

Give insurance compliance teams AI assistance with research and internal policy work. Add your business context and documents, then review the cited answers and proposed language. Your people own the outputs and approvals.

With Ask Kaia, insurance teams can:

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RESEARCH Use Regulatory Intelligence for cited research, checking relevance to your insurance activities and states.

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DRAFT Use Policy & Procedure Agent to prepare internal compliance policies and procedures for review.

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REVISE Use Policy Revision Agent to propose updates to existing internal policies using the supplied context.

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COMPARE Use Policy Comparison Agent to flag conflicting language across internal underwriting and claims procedures.

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DOCUMENT Review sources and execution history, and download supported documents for your approval process.

Ask Kaia internal policy review showing proposed revisions and cited sources for an insurance compliance team
EVALUATION FAQ

Insurance Risk and Compliance Software FAQ

How insurance teams connect risk, regulatory change, AI assistance and performance data during a software evaluation.

Insurance risk and compliance software connects assessments, obligations, controls, policies and evidence in managed workflows. Predict360 brings these records together so teams can assign actions, track findings and explain decisions. Insurance leaders get a shared view of exposure across business lines to guide follow-up.

Predict360 for Insurers Explore connected risk and compliance workflows for insurance teams