Predict360 Peer Insights Software

Deliver Valuable Financial Performance Insights to Your Financial Executive Team

Predict360 Peer Insights integrates Reports of Condition and Income (Call Reports) and Uniform Bank Performance Reports (UBPRs) data from FFIEC’s central data repository with the integrated business intelligence report and dashboard engine of Predict360. Banks can now specify who their peer banks are within Predict360 and have full control over viewing their performance relative to their specified peers. Key features include:

• User configurable selection of which bank(s) are the direct peers of your organization, based on bank name, FDIC certificate number or IDRSSD.
• Out-of-the-box reports and dashboards providing peer insights and benchmarking for Capital, Liquidity, Credit, and Profitability metrics
• A built-in business intelligence reporting and dashboard engine so that business users can create or edit reports using any available FFIEC call reporting data to provide business-specific metrics, dashboards, reports and analytics with drill-down capabilities.
• Comparison of peer data with real-time KRIs from your bank if using the optional Predict360 KRI with Risk Insights application.

Uniform Bank Performance Reports

UBPR (Uniform Bank Performance Reports) are important sources of peer insights and intelligence for banks in the United States. These reports contain information about different banking and financial metrics. These metrics are provided to shed a light on the risk exposure, market position, and current performance of the bank. The intelligent approach for any bank is to compare its own UBPR reports with the reports being generated by their peers. This can provide valuable information – it tells banks about the mistakes other banks are making, and highlights opportunities based on the successes of other banks.

Banks select their peers based on different factors. The identifiers of these banks are included in Predict360. Once the banks have been chosen, Predict360 will automatically monitor UBPR and analyze new data whenever new reports are released. The data and ratios from the reports are extracted for analysis and compared with the same ratios and data from the bank itself. This provides management with constant visibility into not just how they are performing, but also insights into how others are performing and what lessons can be learnt from their performance. The entire process is made possible by the intelligent parsing capabilities of the Predict360 Business Intelligence engine.