Christine Thomas

Regulators around the world are moving from rulemaking toward more active enforcement and exam validation. For financial institutions, that means compliance programs need to be defensible in practice, with monitoring and oversight tha...

Regulatory change is a constant for credit unions. In 2026, the NCUA has signalled a focus on modernizing parts of its rulebook, while also continuing to elevate supervisory expectations in areas like cybersecurity, BSA/AML, and third...

Regulatory change management is a growing priority for insurers heading into the first quarter of the year. Teams are expected to keep pace with solvency expectations, conduct standards, data privacy obligations, and state-by-state re...

Regulatory change management (RCM) is now a strategic capability for financial institutions navigating a fast-moving compliance environment. The goal is not just to respond to new requirements, but to spot what is coming, understand w...

Regulatory expectations continue to evolve across jurisdictions. For cross-border institutions, changes can introduce new points of friction, including differing supervisory priorities, local implementation timelines, and overlapping ...

Financial institutions face increasing regulatory scrutiny across federal and state jurisdictions. Selecting a regulatory change management platform is a strategic decision with implications for: Operational efficiency Aud...

Most organizations understand risk management system failures are expensive, but the true cost extends far beyond regulatory fines. When risk management systems fail, companies face a myriad of hidden expenses that cascade across oper...

In most banks, insurers, and other financial institutions, silos are not an exception – they are the default. There is a different system for each aspect of operations, for example risk lives in one system while compliance exists in ...

Third-party risk management (TPRM) has evolved from a periodic compliance exercise into a strategic imperative for modern organizations. Research indicates that 83% of organizations have experienced a security incident involving a thi...

Risk management and governance rules like the OCC’s Heightened Standards have altered the way that large banks operate in the financial sector. No longer seen as “best practice”, these guidelines are now obligatory and require c...