Risk, Compliance and Growth Software for Banks
Connect risk, compliance, lending and deposit data in Predict360 so your bank can act with context and evidence.
FINANCIAL INSTITUTIONS USING PREDICT360
360FACTORS IN FINANCIAL SERVICES
Connect Bank Growth Decisions with Risk and Compliance
Banks need to grow deposits and lending while keeping risk within appetite and meeting regulatory obligations. Disconnected systems make it harder to see how performance, control gaps and customer activity affect the same decision.
Predict360 connects banking intelligence and workflows. Lumify360 adds performance analytics. Ask Kaia assists with research, reviews and testing. A shared data foundation connects the context behind risk, compliance and growth decisions.
Act on Enterprise Risk
Connect risk assessments, controls and issues in Predict360. Monitor exposure against appetite and track the actions assigned to each owner.
Keep Regulatory Change Accountable
Link relevant updates to policies, testing and evidence. Follow each response through impact assessment, ownership, approvals and completion.
Add AI Assistance with Human Review
Use Ask Kaia for cited research, policy work and compliance testing. Your team checks findings, owns outputs and approves resulting decisions.
Evaluate Growth with Risk in View
Connect lending and deposit performance with risk and compliance context so leaders can weigh opportunities against the bank’s priorities.
Where Bank Compliance Work Falls Behind
Updates from the Office of the Comptroller of the Currency (OCC), Federal Deposit Insurance Corporation (FDIC), Consumer Financial Protection Bureau (CFPB) and Federal Reserve need applicability reviews. Teams must link the response to policies, testing and evidence while managing risk and growth priorities.
Common challenges faced by banks include:
Regulatory updates need applicability decisions, policy changes and testing that teams can track across departments.
Risk, compliance, lending and deposit records sit in separate systems, obscuring the context behind a decision.
Examination preparation requires consistent records of controls, approvals, test results and corrective actions.
Vendor and fintech dependencies create operational, cyber and compliance exposures that need coordinated oversight.
Lending and deposit growth plans need risk and compliance context, while lean teams also manage research, reviews and testing.
Banking Intelligence for the Decisions You Own
You need to see which exposures exceed appetite and who is acting on them
Use Predict360 to connect risk assessments, controls, issues and third-party oversight. Review exposure across business units, monitor tolerance breaches and track corrective actions so you can explain priorities to the board.
Explore risk intelligenceYou need to turn regulatory change into completed work with evidence
Follow relevant updates from applicability review to policies, tests and remediation in Predict360. Keep owners, due dates and evidence together. Use Ask Kaia for cited research and policy drafts that your team reviews and owns.
Explore compliance workflowsYou need to connect deposit and lending performance with the risks behind it
Examine financial, loan portfolio and customer trends. Shared data context connects lending and deposit activity with risk information, helping you assess performance changes and discuss growth priorities with risk and compliance leaders.
Explore performance insightsPredict360 Banking Risk and Compliance Intelligence
Predict360 is the banking intelligence platform that connects risk and compliance workflows with a shared data foundation. Link obligations, assessments, controls, tests and issues so bank teams can understand exposure, prioritize action and explain the evidence behind decisions.
Predict360 enables banks to:
Track regulatory change, assess applicability and link updates to policies, controls and owners.
Standardize risk and control assessments, monitor risk tolerance and assign corrective actions.
Schedule compliance monitoring and testing, record findings and track remediation through completion.
Connect policies, examination findings and supporting evidence in a record reviewers can follow.
Bring risk indicators and issue trends into dashboards to focus leadership attention and reporting.
Ask Kaia AI Agents for Banking Compliance Workflows
Ask Kaia is a digital workforce of specialized AI agents for banking research, policy work, advertising review and lending compliance testing. Get cited analysis, drafts and findings for your team to review.
Use a shared U.S. federal and state regulatory knowledge base, updated weekly, with your bank’s policies and business context. Your team reviews and owns AI outputs, validates applicability and approves resulting decisions.
Where Ask Kaia Supports Your Team
Research banking requirements with cited answers so reviewers can check the sources and their applicability.
Draft, revise and compare policies, and identify changes for compliance owners to assess and approve.
Review marketing content against requirements and bank policies, then investigate the documented findings.
Use specialized agents for Home Mortgage Disclosure Act (HMDA) and fair lending testing, with specialist review of findings.
Inspect citations, supported exports and execution history to review AI-assisted work and retain the record behind decisions.
Banking Intelligence and Compliance Software FAQ
How banks connect risk, compliance, lending and deposit data, and use AI assistance with evidence and human review.
Banking intelligence software connects regulatory knowledge, risk and compliance records, and business data. Predict360 links controls, testing and issues through a shared data foundation. Teams can use that context to assess exposure, assign actions and explain the evidence behind decisions.
Yes, with the Ask Kaia Regulatory Intelligence agent. It tracks U.S. federal and state sources, including the OCC, FDIC, CFPB and Federal Reserve, and updates weekly. In Predict360, your team reviews each change for applicability, links it to affected policies and controls, assigns owners and keeps the evidence. State coverage varies by charter and footprint.
It connects loan, deposit and customer data with risk and compliance context. Bank leaders can assess portfolio trends and customer activity when weighing growth priorities. Lumify360 provides analytics with shared source context. Your demo defines the data and workflows needed for your bank.
Ask Kaia assists with cited research, policy work, ad review, HMDA and fair lending testing. People review and own outputs, check accuracy and approve decisions. Confirm available agents in your demo; Lending Intelligence and Third-Party Intelligence currently have early-access status.
Predict360 connects banking intelligence and workflows, and Ask Kaia assists with research and review. They share a data foundation and are licensed separately. Your team reviews and owns AI outputs. A demo defines the data, content and integrations your bank needs.
