Insights for banks & credit unions
Risk, Compliance and Technology Thought Leadership Updates and Insights
The 2027 risk and compliance priorities for US banks and credit unions rest on three fixed dates and two open questions: The GENIUS Act and the OCC's stablecoin rule take effect on 18 January 2027 FDIC signage ...
Manual third-party risk management creates hidden risk at banks and credit unions because a spreadsheet, an inbox and a shared drive hold only what staff remembered to record, so gaps in the inventory, due diligenc...
AI vendor due diligence uses software agents to confirm a vendor's legal entity, screen sanctions, debarment, enforcement and insolvency records, gather financial, cyber and regulatory evidence with source dates, e...
A bank or credit union evaluates an AI TPRM agent by testing it on vendors whose files staff already know, checking that every finding carries a source and retrieval date, confirming that a person approves each rec...
Third-party risk intelligence is the sourced, regularly refreshed information a bank or credit union holds about each vendor and partner and is used to decide whether a relationship's risk has changed. What follow...
A BSA/AML risk assessment is ready for examination in 2026 when it identifies and analyzes risk across the institution's products, services, customers and geographic locations, shows how it is updated, and visibly ...