Regulatory change management is a growing priority for insurers heading into the first quarter of the year. Teams are expected to keep pace with solvency expectations, conduct standards, data privacy obligations, and state-by-state requirements, often with limited capacity.

Modern regulatory change management (RCM) technology can help insurers organize how they identify, assess, and implement regulatory changes. When implemented with clear governance, it can reduce manual effort and improve visibility for leadership while supporting more consistent compliance.

Learn more about regulatory change management for insurers. 

Why Regulatory Change Is So Challenging for Insurers

Insurers operate under federal, state, and sometimes international regulations that change frequently and often inconsistently across jurisdictions. This creates several specific pain points, including:

Challenge What it looks like in practice
Capital and solvency pressures Frequent updates to solvency, capital, and reserving standards that require model, reporting, and policy changes.
High volume of rule changes Regulatory and supervisory updates arrive continuously across jurisdictions.
Multi‑jurisdiction complexity Inconsistent requirements between state insurance departments and international regulators.
Limited compliance resources Lean teams struggling to manually track, interpret, and implement regulatory changes at scale.
Operational and training burden Downstream updates to procedures, workflows, documentation, and staff training for each material change.
Heightened regulatory/reputational risk Risk of fines, remediation, and brand damage when changes are missed or implemented inconsistently.

An example of this would be when a new conduct rule or reserve guideline is issued in one state (affecting procedures, training, documentation, and reporting) while similar but not identical standards emerge elsewhere.

Without a structured, technology‑enabled approach, it becomes very difficult to prove consistent, timely compliance.

How Regulatory Change Management Technology Can Help

RCM technology systematizes how insurers discover, evaluate, and implement regulatory changes. It replaces ad‑hoc spreadsheets and email chains with an automated and centralized intelligence.

Key capabilities and benefits include:

  • Regulatory monitoring and alerts across selected jurisdictions and topics
  • A centralized repository for obligations and related policies, controls, and processes
  • Impact assessments and documented dispositions
  • Workflow to assign owners, tasks, due dates, and approvals
  • Evidence capturing and reporting to support governance and exams
  • Integration with broader risk and compliance programs

Why Predict360 Is a Strong Solution

Predict360 is an integrated, AI‑powered risk and compliance platform with specific applications for insurance regulatory risk and compliance management. Its Regulatory Change Management module is part of a broader regulatory compliance management suite designed to simplify how insurers track and respond to evolving requirements.

Insurers need Relevant Predict360 capability
Monitor and prioritize rule changes Integrated regulatory intelligence feeds and configurable, filtered alerts by agency, jurisdiction, and topic.
Understand impact quickly AI‑driven mapping from regulations to policies, processes, and controls, plus visual risk maps.
Orchestrate cross‑functional responses End‑to‑end workflows with owners, tasks, due dates, approvals, and centralized evidence storage.
Maintain a defensible audit trail Full history of regulatory items, decisions, dispositions, and remediation steps in a single system.
Align change with enterprise risk Integration with risk registers, compliance testing, issues, and corrective actions across the GRC suite.
Scale compliance without linear headcount Automation, dashboards, and reporting that reduce manual effort and improve visibility for management.

Predict360 aggregates regulatory updates, changes, news, and notifications into a single workspace through integrated regulatory intelligence feeds. Insurers can filter this feed, so teams only see changes relevant to their footprint and lines of business.

The platform provides automated notifications when regulatory requirements change and allows users to initiate or dismiss regulatory change items with a full audit trail, ensuring every rule is either actioned or formally documented.

Once a change is identified, Predict360 supports end‑to‑end workflows across business, risk, and compliance teams, tracking remediation activities and evidence in real time via dashboards and reports.

How Insurers Can Incorporate Predict360 into Their Framework

Insurers can get the most value from Predict360 by positioning it as the central hub for regulatory change governance rather than a point solution. Here are the steps we recommend towards adopting this solution:

  1. Build a centralized regulatory inventory by loading existing obligations and leveraging Predict360’s regulatory feeds.
  2. Define ownership and workflows that assign clear responsibilities.
  3. Link regulations to policies, controls, and risk assessments.
  4. Embed monitoring and reporting into governance by using dashboards and scheduled reports.
  5. Integrate training and communication so that downstream functions are informed and accountable.

By combining a clear governance model with a capable platform like Predict360, insurers can turn regulatory change management from a reactive, manual burden into a proactive culture that maintains trust with regulators and policyholders.

Request a demo or speak to our team today to learn more about a custom solution that works for your organization.