Christine Thomas

Managing compliance risk can feel like a daunting task, yet it is necessary to ensure smooth operations for banks and financial organizations. As global regulations and accessibility increase so do compliance risks. Depending on...

Machine Learning (ML) and Artificial intelligence (AI) are algorithms that identify patterns in data sets and imitate decision-making, like humans. Both these principles replicate human learning to improve their accuracy and effi...

The financial sector worldwide received a widespread impact due to Covid-19 and changing socio-economic conditions. Banks, insurance companies, and other financial institutions must respond to issues and challenges covering poli...

Fintech compliance means following the rules and regulations to guide business models and related financial technologies. These guidelines protect investors' capital and consumer interest in usage. Before designing these regula...

Regulatory compliance is a set of guidelines that organizations and businesses follow to ensure a safe work environment and smooth operations. The regulatory requirements may vary depending on the industry and the nature of the ...

As regulatory scrutiny increases, FinTechs are focusing on optimizing operational risk practices and minimizing potential operational risks. Risk mitigation is an essential responsibility for operations management. Hiring prof...

Data is revolutionizing almost every domain of software products globally. The FinTech industry has also utilized data to transform technologies with improved business outcomes for customers and stakeholders. Regarding FinTech...

360factors CEO Carl McCauley was invited for an interview on the Risk Management Show podcast, hosted by Boris Agranovich. The 24-minute discussion touches upon banking and fintech partnership trends and compliance readiness....

Business policies are an important tool to ensure that the business operates at maximum efficiency. Written in these policies is the blueprint for the whole organization’s expected behavior, role, and reporting. Properly defined a...

Michael J. Hsu, the Acting Comptroller of the OCC gave a great speech (pdf link) to the American Fintech Council on November 21 that has many insights for bankers across the country. The speech is important because it sho...