Sarah Hamilton

HMDA reporting requires a covered lender to collect defined data on every dwelling-secured application, origination and purchase, assemble it into a loan application register, clear the errors the filing platform f...

Banks approach regulatory examination preparation by keeping the records an examiner will request current as ordinary compliance work, so the weeks before fieldwork go on locating and reviewing evidence instead of ...

Fair lending software reads an institution's loan application register and tests it for outcome differences between borrower groups, geographies and price points, then reports each disparity alongside the loan docu...

Policy lifecycle management in a bank runs as one controlled sequence on a single policy record. Typically, an owner drafts against the obligation, compliance reviews, the board or a board committee approves, the a...

An AI compliance copilot drafts, retrieves and summarises compliance work for a named officer to verify and sign, which changes what arrives on that officer's desk but not the accountability for what leaves it. What...

Financial institutions manage regulatory uncertainty by splitting a pending rule into the part that is settled enough to build now and the part that stays under monitoring, then recording the basis for each call so...

88% of respondents to the 2025 Wolters Kluwer Regulatory & Risk Management Indicator survey reported using manual processes and spreadsheets often or sometimes. Manual risk management, meaning risk registers, ...

A platform serving a financial institution needs content mapped to the regulators that examine it, artifacts an examiner will accept, and a route into a core banking system. This comparison covers ten platforms th...

Most software evaluations do not test for the complexity of multi-branch compliance management. This begs the question of how a platform’s capabilities behave when the same programme must operate across different...

Basic compliance tools store policies, hold a calendar of due dates, and keep a spreadsheet of controls. As the institution grows, the question becomes whether it has banking compliance management software capable ...