It is no secret that the number of regulations continues to increase, and in a poll during a recent webinar, 90 percent of the audience believed that the number would continue to increase in the future of regulatory compliance. What i...

After all these years working in this space, I am amazed at how many companies still run their compliance assurance out of Microsoft Excel.  I’m not just talking about small businesses; many of these companies are large, multinatio...

It is imperative to answer these questions before you get into Enterprise Risk Management to ensure that you are utilizing risk in the management of your enterprise. Your understanding and assessment of your organization’s risks sho...

With the looming CFPB (Dodd Frank) changes just around the corner, I thought to myself of other changes in the banking industry such as the Fact Act changes that happened and lack of initial fines from the regulators. My question i...

A quality Safety Culture is an elusive and difficult goal to achieve for any company.  It seems that within our industry there is much discussion on how to arrive at this high quality level of safety management.  I am in full agreem...

Can you remember as far back as the US federal government’s sequestration-induced temporary shutdown of services?  (‘Government services’ – now there’s a juicy oxymoron.)  The best part of the sequester and forced furlough...