360factor Blog
Maximize Retention Rate with the Power of AI-Based Customer Churn Prediction
Retaining customers has become just as important as acquiring them, especially for banks and credit unions operating in a competitive, fast-evolving environment. While customer churn is a certain part of any business, failing to und...
Top Themes Reshaping Risk Management in Insurance Companies
The current insurance landscape is shaped by a wide range of fast-moving and interconnected risks. Inflation and interest rate fluctuations are impacting claims, pricing, and capital planning. Meanwhile, digital transformation bring...
Key Success Drivers of AI in the Financial Sector for Smarter Risk Management
What distinguishes financial institutions that react to risk from those that stay ahead of it? Increasingly, the answer lies in how they approach artificial intelligence. AI in finance is not just a back-office efficiency tool; it&r...
Boosting CRE Loan Performance with Loan Portfolio Analytics and AI-Powered Risk Tiering
Commercial Real Estate (CRE) markets are under mounting pressure, with loan portfolio performance varying widely across sectors. Corporate rental space remains the most challenged as hybrid work is reshaping demand, while multifamil...
Cybersecurity for Community Banks in 2025: Top Challenges and Smart Strategies
As 2025 unfolds, cybersecurity for community banks has become a defining concern. Institutions are navigating an increasingly hostile risk environment marked by sophisticated phishing campaigns and persistent ransomware attacks. Sim...
Navigating Uncertainty with an AI-Driven Regulatory Change Management Process
Regulatory enforcement has become increasingly fragmented and inconsistent, presenting new challenges for financial institutions. Rather than operating under a uniform set of expectations, organizations now face conflicting directives...