Financial institutions need tools that help them manage risk and maintain compliance efficiently and on time. Predict360 is a cloud-based governance, risk, and compliance (GRC) platform designed to bring key risk and compliance workflows into one system, including:
- Enterprise risk management
- Compliance workflows
- Audit processes
- Policy management
Predict360 is purpose-built for banks, credit unions, insurance companies, and other financial services organizations navigating complex regulatory environments. This article explores the platform’s key capabilities, AI-driven features, and their value.
Platform Overview
Our solution supports task and workflow automation across risk and compliance processes, while helping teams strengthen documentation and oversight. Its unified architecture is designed to map relationships between risks, controls, policies, issues, and regulatory obligations so stakeholders can view activity across the program.
Key characteristics of the platform include:
- Predictive analytics and data insights
- Modules and functionalities selected by your organization
- Quicker implementation with minimal disruption to existing operations
- Embedded Power BI reporting engine
- Enterprise-grade data security and compliance standards
Key Capabilities of Predict360
The Predict360 platform offers various ways to improve risk and compliance workflows, from enterprise risk management to audit management. Read on to understand the details of each aspect.
Enterprise Risk Management (ERM)
The platform’s ERM suite helps teams maintain visibility into internal and external enterprise risks using dashboards and reporting. It supports identifying, assessing, monitoring, and responding to risk across the organization, including:
- Business
- Credit
- Interest rate
- Liquidity
- Operational
- Strategic
- Compliance
- Reputation
- Cyber
ABA Risk Library
For Predict360 customers who are active American Bankers Association (ABA) members, the platform can provide access to the ABA Risk Library.
This content includes risk categories and preloaded risk statements designed to help banks expand coverage, spot assessment gaps, and accelerate onboarding using industry-aligned material.
Regulatory Change Management
Predict360’s Regulatory Change Management (RCM) module delivers enhanced performance through several powerful features like:
- Automated updates and notifications about regulatory changes, filtered by specific topics, agencies, jurisdictions, and states relevant to the organization
- AI-powered impact analytics that use risk maps to help businesses understand how upcoming changes affect processes, documents, policies, and controls
- A comprehensive repository capturing all obligations including regulatory requirements, business requirements, standards, and frameworks, with links to policies, risks, controls, and training programs
- Access to the Code of Federal Regulations directly within the platform
Audit Management
Predict360’s Internal Audit and Findings Management Software improves audit scheduling, management, and monitoring to help organizations get the most out of their assessments.
Key audit management capabilities include:
- Store all audit-related data in a single centralized repository
- Automated audit calendar with notifications for assigned audit dates
- Collaboration management for teams
- Individual findings and recommendations tracked and assigned
- Corrective and preventive actions
- Complete audit history log for an evidence trail
- Executive dashboards displaying all critical audit data and insights
- Integration with Predict360 Risk and Compliance modules
Third-Party and Vendor Risk Management
Predict360’s TPRM Lite application enables organizations to track, manage, and report risks associated with third parties under one platform. The application provides:
- Centralized Data Repository
- Automated Workflows
- Continuous Controls and Assessments
- Risk Categorization
- Advanced BI Insights
- Vendor Lifecycle Management
Ask Kaia: AI Compliance Agent Platform
Ask Kaia is an AI compliance agent platform designed for U.S. banks, credit unions, and other financial organizations. It is built to help teams research regulations and respond to common compliance questions using plain language.
Kaia references U.S. banking and financial regulations and guidance from agencies such as the FDIC, OCC, CFPB, NCUA, and the eCFR. Depending on configuration, Kaia can support workflows such as:
- Pre-built workflow AI agents including Policy & Procedure Agent, Regulatory Impact Analyzer, Federal Register Tracker, Marketing Ad Review Agent, HMDA Compliance Agent, and more
- Drafting new policy documents from scratch, analyze existing policies, and generate revised drafts with tracked changes
- Asking compliance questions in plain language
- Setting up organizational profiles so every agent response is relevant to the specific institution type, asset size, and regulatory exposure
- Creating audit trails to support exam readiness
- Ensuring data security through a self-hosted, purpose-trained solution
Data protection and deployment options vary by institution. In many cases, teams choose configurations that align with internal security and model governance expectations.
Policy and Procedure Management
Effective policy and procedure management is a necessary part of good governance. Predict360’s Policy and Procedure Management system ensures that important company documents are protected, managed, and accessible.
Industries and Target Audience
Predict360 is designed primarily for regulated industries, with a strong focus on financial services. Its target audience includes:
- Community banks, regional banks, and large banking institutions
- Federally and state-chartered credit unions
- Insurers and carriers managing complex regulatory obligations
- FinTech companies, broker-dealers, and investment advisors
Integrated Risk and Compliance
One of Predict360’s most significant differentiators is its fully integrated architecture. Rather than operating as a collection of siloed point solutions, the platform connects all modules to provide enhanced functionality, analytics, and insights across the risk and compliance spectrum.
| Capability | Benefit |
|---|---|
| Unified Risk and Compliance | Eliminates spreadsheets and siloed tools by connecting risk registers, control testing, issues, and regulations in streamlined workflows |
| Cross-Module Analytics | Risk data informs compliance monitoring, audit findings connect to control assessments, and regulatory changes trigger risk reassessments |
| Electronic Audit Trails | Comprehensive audit trails created automatically across all activities, enhancing transparency and exam readiness |
| Real-Time Dashboards | Executive dashboards provide management visibility across all risk and compliance activities in real time |
| Rapid Deployment | Cloud-based architecture enables quicker implementation than legacy GRC systems |
By unifying enterprise risk management, compliance monitoring, audit processes, vendor risk management, and policy management under a single platform, organizations can reduce manual effort, improve regulatory responsiveness, and gain deeper visibility.
Request a demo or speak to our team about a custom solution for your organization based on the modules available.