Predict and Mitigate Operational Risk While Streamlining Regulatory Compliance With an AI-Powered Solution
Risk and Compliance Intelligence Platform
Predict360 automates tasks and workflows, improving the quality and value of compliance and risk activity execution through a singular cloud-based platform. Its AI-augmented technology creates risk and regulatory relationships between various organizational activities. By centralizing data from multiple business units, it enhances visibility into where risks intersect through integrated tools such as Power BI, providing stakeholders with a deeper, wider, and more holistic view of organizational risk and compliance.
Enterprise Risk Management
Risk Management is a crucial exercise that identifies, assesses, and monitors risks to protect organizations from potential losses. Predict360’s Enterprise Risk Management suite ensures that the organization always has visibility of its internal and external enterprise risks through AI-powered business intelligence dashboards.
Compliance Program Management
Every business knows the importance of compliance, but achieving desired compliance levels remains challenging. Predict360’s Compliance Management applications enable organizations to develop, assess, and monitor an AI-powered enterprise compliance framework to keep the organization up to date with the complex and changing regulatory environment.
Predict360 Is Soc 2 Type II Certified
Financial Institutions Risk Management and Compliance
Financial organizations operate under some of the most stringent regulatory expectations, driven by rapid digitization, evolving AI governance standards, and heightened scrutiny from regulators. Financial services are the backbone of any economy, so governments want to ensure their risks are mitigated and compliance levels are optimum. Financial services risk management and compliance are critical for financial organizations, and real-time risk oversight is considered essential.
Predict360’s modern risk and compliance software simplifies both domains and turns them from cost centers into value-generating parts of financial institutions by enabling continuous monitoring, automated reporting, and AI-assisted regulatory intelligence tailored to today’s fast-changing environment.
Banking Risk Management and Compliance
According to leading U.S. regulatory guidance, the three largest risks banks manage are Credit Risk, Market Risk, and Operational Risk. Supervisory agencies such as the OCC, FDIC, and Federal Reserve emphasize these core categories alongside emerging concerns related to AI-integration, fraud management, and third-party risk. With market conditions becoming even more difficult following recent macroeconomic shifts, banks are now facing increased pressure from FinTechs. Under such pressure-laden conditions, banks need to assess, control, and manage their risks and regulatory requirements more efficiently than before, to stay ahead of their competition.
Predict360’s proprietary risk library, the ABA Risk Library, and Crowe’s Risk and Compliance Control Library allow banking organizations a level of risk and compliance control unparalleled within the industry.
Complimentary Datasheet
Risk and Compliance Management Software Powered by Artificial Intelligence
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Mortgage Risk and Compliance Software
Mortgage businesses operate in a highly regulated and rapidly shifting environment shaped by interest rate volatility, affordability challenges, and heightened supervisory scrutiny. In recent years, the regulatory focus has shifted toward ensuring transparent underwriting standards, robust data governance, and continuous monitoring to prevent compliance gaps.
The government has enacted regulations and controls to ensure the mortgage industry does not exceed its risk threshold. Mortgage lenders are subject to strict regulations and understand the importance of proactive compliance with regulations and risk mitigation. With evolving requirements from agencies such as CFPB, FHFA, and HUD, modern mortgage providers must demonstrate accurate documentation, consumer protection controls, and end-to-end visibility across the loan lifecycle. Predict360’s risk and compliance management software provides big-picture data to executive boards and delivers predictions and insights to help organizations detect systemic instabilities.
Money Services Risk Management and Compliance
Money service businesses are an important part of the financial system and help ensure that unbanked communities have access to the financial network. However, it is also one of the most overlooked sectors within the financial world. With rising digital payments, cross-border transfers, and fintech-driven remittance platforms, MSBs now face increased regulatory expectations around AML, fraud prevention, and consumer protection. Money services need dedicated risk and compliance software because their business nature means their business processes and concerns, as well as their respective regulatory environment, are often very different from those of other types of financial institutions.
Complex licensing requirements, evolving regulations, and heightened scrutiny from FinCEN and regulators make manual compliance unsustainable for most MSBs. Predict360’s Money Services risk and compliance management software provides them with the tools and services they need to meet all their risk and compliance requirements through centralized monitoring, automated reporting, and AI-assisted risk insights tailored to the unique challenges of money service providers.
Risk Management and Compliance in Insurance
Insurance is one of the most important parts of the financial sector because it adds stability to the economy. Insurance businesses provide other businesses with the financial security they need to succeed, which is why risk management and compliance in the insurance industry are perhaps more crucial. As climate-related events intensify, cyber incidents grow more frequent, and AI-driven underwriting models face new regulatory scrutiny, insurers are operating in one of the most complex risk environments to date.
Insurance businesses must ensure their risk management and compliance with industry regulations are rock solid, as the market’s volatility can multiply their risks manifold. Evolving requirements from insurance regulators, the NAIC, and consumer protection bodies demand continuous monitoring, accurate reporting, and strong governance across all lines of business. Predict360’s cloud-based risk and compliance management solution allows insurance businesses to assess and perform risk reviews to help the organization, as the ultimate risk owner, connect the dots on key issues.
Credit Union Risk Management and Compliance
Credit unions play a vital role in providing financial services to local communities, often serving members who are underserved by traditional banks. With their member-focused model and cooperative structure, credit unions face unique operational, liquidity, and compliance risks that require tailored risk management approaches.
Credit unions must ensure their compliance management and risk software is robust, as regulatory scrutiny continues to grow from bodies such as the NCUA, CFPB, and other regulators. Emerging threats, such as rising default rates and evolving consumer protection requirements, further heighten the need for proactive oversight. Predict360’s credit union risk and compliance management solution enables these institutions to centralize risk data, perform real-time monitoring, automate regulatory reporting, and gain actionable insights to protect members while supporting strategic growth.
Why Choose 360factors?
360factors empowers organizations to accelerate profitability, innovation, and productivity by predicting risks and streamlining compliance.
Complete GRC
From simple risk assessments to a complete risk register and compliance testing framework
AI-Powered Solution
Leverage AI to identify, analyze, and predict risks
Speed & Execution
Insights into your risk program & control effectiveness
Fast Implementation
The cloud-based solution can be integrated within days
Flexible and Modular
Pick the modules you need for your business
Easy to Use
Automation and an intuitive interface ensure ease of useLearn How 360factors Empowers Customers to Manage Their Risk and Compliance Programs with Ease.
We look forward to working with 360factors to advance our enterprise risk and compliance programs for the bank while increasing the products and services we offer to the community.
Mark Casel Chief Risk Officer
We selected Predict360 due to its ease of use, banking industry design, and endorsement by the American Banker’s Association.
Eric Sprink President & CEO
Predict360’s banking workflows, risk library content, and endorsement from the American Bankers Association are a great fit for our bank.
Julie Dahle EVP and Chief Risk Officer
As part of our initiative to expand our products and services, we wanted to enhance our enterprise risk and compliance management to support this growth. Predict360 will enable our team to meet these goals efficiently.
David Claussen Chief Risk Officer
360factors’ solutions, powered by artificial intelligence, enables our organization to adapt and respond effectively to the ever-changing regulatory compliance landscape.
Joanna Chancellor Business Support Manager
The powerful features combined with the easy implementation of the cloud solution made Predict360 a great fit for our organization.
Steve Parker Chief Executive Officer
We believe our collaboration with 360factors and the technology they bring supports our vision for the future.
Gina Anonuevo Chief Compliance Officer
Deploying Predict360 is another step by us towards becoming a more streamlined and efficient organization.
Crystal Barnes Regulatory Compliance Specialist