Meet Kaia – Your AI-Powered Compliance Agent Platform
Ask Kaia is a purpose-built, AI agent platform, trained exclusively on federal banking regulations and related regulatory data. It offers a dashboard of ready-to-run agents, each one purpose-built for a specific task, with guided inputs, visible execution, and auditable results.
Accessible through a simple browser interface, Ask Kaia provides in-depth, focused regulatory intelligence for financial institutions while maintaining full security and confidentiality of your business data. The main AI agents include:
- Policy & Procedure Agent — Draft and maintain policies aligned with federal and state regulatory requirements.
- Policy Revision Agent — Upload existing policies, and Kaia will analyze them, suggest updates, and generate revised drafts with tracked changes.
- Marketing Ad Review Agent — Upload ad content (text, image, or PDF) for real-time compliance review against federal & state regulations and your internal policies.
- Regulatory Impact Analyzer — Assess how new or changing regulations affect your policies and procedures.
- Regulation-to-Policy Mapper — Map internal policies to applicable regulatory citations automatically.
- Federal Register Tracker — Identify which of your policies are impacted by recent Federal Register updates.
- Exam Preparation Agent — Prepare exam evidence with full citations and supporting documentation.
- Testing & QA Agents — Automate compliance testing workflows for HMDA, Fair Lending, Flood, BSA/AML, and more.
Explore Ask Kaia’s Agent Capabilities
Ask Kaia’s agent-first platform is optimized for accuracy, compliance management, and immediate time-to-value. Key capabilities include purpose-built compliance agents.
- You can set up your organization profile to give Kaia key context about your financial institution so that every agent response is relevant to your specific organization type, asset size, and regulatory exposure.
- Ask compliance questions in plain language, from Truth in Lending and BSA/AML to CRA and fair lending, to get clear, regulation-specific answers with citations.
- Export results as a Word report or Excel file for easy filtering and sharing across your team.
- Kaia can deliver a detailed analysis of policy documents, generate new policies from scratch, and update existing ones.
- Admins can assign specific agents to individual users and restrict access where needed.
- Every agent execution is logged and reviewable. Users and administrators can audit previous outputs, supporting exam readiness and internal governance requirements.
- As a self-hosted, purpose-trained solution, Ask Kaia never shares client data with commercial AI models. Your institution’s information remains completely confidential.
Complimentary Datasheet
Ask Kaia – Your AI Compliance Expert
Streamline Compliance Tasks with Ask Kaia
Challenges for Financial Institutions
Even the most experienced compliance teams are overwhelmed by regulatory changes, including:
- Staying on top of evolving federal and state regulations requires constant monitoring. Manual research is time-consuming and error-prone.
- Many organizations lack dedicated compliance professionals or cannot afford specialized legal counsel for every regulatory issue.
- Financial institutions often struggle to keep internal documents current with the latest regulatory changes, leading to compliance gaps and audit risks.
- Without real-time interpretation, organizations remain reactive rather than proactive, increasing their risk exposure.
- Marketing teams often lack in-house compliance expertise, leading to delays or risks in launching new ads or campaigns. Manual review processes can be slow and inconsistent.
Ask Kaia Benefits
Kaia agent-style platform delivers immediate, practical advantages for risk and compliance teams.
- AI Agents automate routine compliance workflows, allowing your teams to focus on higher-value judgment calls.
- Get expert-level answers and document drafts in seconds, minimizing the need for manual research, meetings, or third-party consultants.
- Documented agent workflows and audit trails ensure you are prepared to provide the evidence your examiners expect.
- Quickly compare two policy documents side by side to identify gaps, overlapping sections, conflicts, and sections requiring deeper review.
- Respond to regulatory changes faster by instantly understanding impacts and preparing for audits.
- Accelerate marketing content approvals through real-time ad compliance checks.
- Improving access to regulatory knowledge across your organization —legal, operations, compliance, and even executive teams can all benefit.
Why Choose 360factors?
360factors empowers organizations to accelerate profitability, innovation, and productivity by predicting risks and streamlining compliance.
Complete GRC
All the GRC tools you need integrated in one solution
Basic to Enterprise
From simple risk assessment to complete risk register and control testing
Speed & Execution
Insights into your risk program & control effectiveness
Fast Implementation
The cloud-based solution can be integrated within days
Flexible and Modular
Pick the modules you need for your business
Easy to Use
Automation and an intuitive interface ensure ease of useLearn How 360factors Empowers Customers to Manage Their Risk and Compliance Programs with Ease.
We look forward to working with 360factors to advance our enterprise risk and compliance programs for the bank while increasing the products and services we offer to the community.
Mark Casel Chief Risk Officer
We selected Predict360 due to its ease of use, banking industry design, and endorsement by the American Banker’s Association.
Eric Sprink President & CEO
Predict360’s banking workflows, risk library content, and endorsement from the American Bankers Association are a great fit for our bank.
Julie Dahle EVP and Chief Risk Officer
As part of our initiative to expand our products and services, we wanted to enhance our enterprise risk and compliance management to support this growth. Predict360 will enable our team to meet these goals efficiently.
David Claussen Chief Risk Officer
360factors’ solutions, powered by artificial intelligence, enables our organization to adapt and respond effectively to the ever-changing regulatory compliance landscape.
Joanna Chancellor Business Support Manager
The powerful features combined with the easy implementation of the cloud solution made Predict360 a great fit for our organization.
Steve Parker Chief Executive Officer
We believe our collaboration with 360factors and the technology they bring supports our vision for the future.
Gina Anonuevo Chief Compliance Officer
Deploying Predict360 is another step by us towards becoming a more streamlined and efficient organization.
Crystal Barnes Regulatory Compliance Specialist
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