Christine Thomas

The first half of 2026 has been consequential regarding generative ai for financial services news. Regulators rewrote the supervisory baseline, the largest banks published hard numbers on value delivered, and...

AI compliance tools have emerged in response to increased regulatory changes and documentation requirements. This software can automate or assist the repetitive, language-heavy parts of compliance. However, f...

To map policy is to link every policy and procedure to the specific regulations, obligations, and internal controls it is meant to satisfy. Done well, the map turns a pile of documents into evidence that shows ...

The best AI agents for policy management are built to absorb repeatable, rules-bound work that policy teams at banks and credit unions are accustomed to. Unlike the chatbots of a few years ago, they can carry a...

The latest banking compliance trends this quarter are showing that most major rules of the last two cycles are now in force, examiners have moved from drafting to validation, and AI has crossed from pilot into ...

For compliance officers at U.S. banks and credit unions, Q3 2026 is one of the denser regulatory quarters in recent memory, with three major rule effective dates landing in a 90-day window. What are the regulat...

A bank's integrated risk approach can be sound, and the technology can be deployed properly, but if the documented scaffolding doesn't describe how the institution identifies, assesses, controls, and reports ...

Operational risk is the only Basel risk category that touches every line of business, every system, and every process inside a bank. This type of risk lives everywhere a transaction is executed, a system runs, ...

Five years ago, the operational risk management challenges that dominated examination cycles looked recognisable from the early-2000s Basel II event categories. Today they still apply, but the underlying driver...

Most US banks run an enterprise risk management program and a separate operational risk management function. The two often share a chief risk officer and elements of the same taxonomy, and are also routinely co...