Banks Are Not the Only Sector Susceptible to Compliance Failure or Are they?

In the big waterfall of society slash “clients” running away from banks that occurred a year ago we found this trend to be formed from the financial crisis.  This lead to many different reasons why you should leave banks and go to Credit Unions that in real time doesn’t really make you safe or should I say that Credit Unions will not fail versus Banks failing.  Is it Regulatory Change that led to banks and credit unions fall?

Or is it possible that automating and tracking all compliance through a cloud-based software change the industry or mapping all compliance through emails going to continue to dominate the Financial Compliance world?