360factor Blog
Key Risk Trends Transforming Risk Management in Insurance Companies
Insurance risk management has become a critical pillar of strength and stability. As the insurance industry faces increasingly complex risks, including rising cyberattacks, shifting regulations, economic pressures, and operational d...
From Reactive to Resilient: Achieving Risk Management Maturity in Credit Unions
Risk management for credit unions has evolved from a defensive necessity to a critical driver of growth, trust, and long-term resilience. This shift is significant. No longer is it enough to treat risk management as a routine comp...
Maximize Retention Rate with AI-Based Customer Churn Prediction
Retaining customers has become just as important as acquiring them, especially for banks and credit unions operating in a competitive, fast-evolving environment. While customer churn is a certain part of any business, failing to u...
Top Themes Reshaping Risk Management in Insurance Companies
The current insurance landscape is shaped by a wide range of fast-moving and interconnected risks. Inflation and interest rate fluctuations are impacting claims, pricing, and capital planning. Meanwhile, digital transformation bring...
Key Success Drivers of AI in the Financial Sector for Smarter Risk Management
What distinguishes financial institutions that react to risk from those that stay ahead of it? Increasingly, the answer lies in how they approach artificial intelligence. AI in finance is not just a back-office efficiency tool; it&r...
Boosting CRE Loan Performance with Loan Portfolio Analytics and AI-Powered Risk Tiering
Commercial Real Estate (CRE) markets are under mounting pressure, with loan portfolio performance varying widely across sectors. Corporate rental space remains the most challenged as hybrid work is reshaping demand, while multifamil...



