360factors Blog

Risk, Compliance and Technology Thought Leadership Updates and Insights

360factor Blog

Key Risk Trends Transforming Risk Management in Insurance Companies

August 10, 2025 Sarah Hamilton

Insurance risk management has become a critical pillar of strength and stability. As the insurance industry faces increasingly complex risks, including rising cyberattacks, shifting regulations, economic pressures, and operational d...

Continue Reading

From Reactive to Resilient: Achieving Risk Management Maturity in Credit Unions

August 5, 2025 Christine Thomas

Risk management for credit unions has evolved from a defensive necessity to a critical driver of growth, trust, and long-term resilience. This shift is significant. No longer is it enough to treat risk management as a routine comp...

Continue Reading

Maximize Retention Rate with AI-Based Customer Churn Prediction

July 25, 2025 Sarah Hamilton

Retaining customers has become just as important as acquiring them, especially for banks and credit unions operating in a competitive, fast-evolving environment. While customer churn is a certain part of any business, failing to u...

Continue Reading

Top Themes Reshaping Risk Management in Insurance Companies

July 20, 2025 Christine Thomas

The current insurance landscape is shaped by a wide range of fast-moving and interconnected risks. Inflation and interest rate fluctuations are impacting claims, pricing, and capital planning. Meanwhile, digital transformation bring...

Continue Reading

Key Success Drivers of AI in the Financial Sector for Smarter Risk Management

July 16, 2025 Sarah Hamilton

What distinguishes financial institutions that react to risk from those that stay ahead of it? Increasingly, the answer lies in how they approach artificial intelligence. AI in finance is not just a back-office efficiency tool; it&r...

Continue Reading

Boosting CRE Loan Performance with Loan Portfolio Analytics and AI-Powered Risk Tiering

July 10, 2025 Christine Thomas

Commercial Real Estate (CRE) markets are under mounting pressure, with loan portfolio performance varying widely across sectors. Corporate rental space remains the most challenged as hybrid work is reshaping demand, while multifamil...

Continue Reading