A Unified View of Balance Sheet Health
Executives, CFOs, and finance and risk teams rely on accurate balance sheet reporting to manage growth and capital requirements. Yet reporting often comes from disconnected systems, making it difficult to see the full picture of loan portfolios, asset quality, and capital ratios.
Balance Sheet Insights consolidates critical metrics into one dashboard, delivering clarity across performance, risk, and capital so leaders can respond quickly and report with confidence.
Track, Analyze, and Report with Precision
With Balance Sheet Insights, you can:
- Monitor Key Financial Metrics – Total Assets, Net Income, ROA, ROE, Net Interest Margin, Efficiency Ratio, Loan-to-Deposit Ratio, and Cost of Funds
- Analyze Loan Portfolio Mix – track performance across consumer, real estate, and commercial lending
- Understand Funding Sources – break down deposits, borrowing, and capital contributions
- View Asset Composition – monitor the balance of loans, securities, cash, and other holdings
- Evaluate Asset Quality – measure NPA ratio, charge-offs, and ALLL ratio in real time
- Assess Capital Ratios – Tier 1 Capital, leverage, and total risk-based capital at a glance
- Track Growth Trends – visualize net interest income, loan growth, and deposit growth month to month
Executive-Ready Clarity Across the Balance Sheet
Unlike fragmented reports or spreadsheets, Balance Sheet Insights provides:
- Consistent reporting across all asset, loan, and capital categories
- Clear visuals for board, finance, and risk reporting
- Actionable insights that strengthen decision-making on growth and capital planning
This enables leadership and risk teams to monitor performance, maintain compliance, and communicate results effectively. Empower your executives, finance teams, and risk managers with a unified view of the balance sheet to guide strategy and protect capital.
Why Choose 360factors?
360factors empowers organizations to accelerate profitability, innovation, and productivity by predicting risks and streamlining compliance.
Complete GRC
All the GRC tools you need integrated in one solution
Basic to Enterprise
From simple risk assessment to complete risk register and control testing
Speed & Execution
Insights into your risk program & control effectiveness
Fast Implementation
The cloud-based solution can be integrated within days
Flexible and Modular
Pick the modules you need for your business
Easy to Use
Automation and an intuitive interface ensure ease of useLearn How 360factors Empowers Customers to Manage Their Risk and Compliance Programs with Ease.
We look forward to working with 360factors to advance our enterprise risk and compliance programs for the bank while increasing the products and services we offer to the community.
Mark Casel Chief Risk Officer
We selected Predict360 due to its ease of use, banking industry design, and endorsement by the American Banker’s Association.
Eric Sprink President & CEO
Predict360’s banking workflows, risk library content, and endorsement from the American Bankers Association are a great fit for our bank.
Julie Dahle EVP and Chief Risk Officer
As part of our initiative to expand our products and services, we wanted to enhance our enterprise risk and compliance management to support this growth. Predict360 will enable our team to meet these goals efficiently.
David Claussen Chief Risk Officer
360factors’ solutions, powered by artificial intelligence, enables our organization to adapt and respond effectively to the ever-changing regulatory compliance landscape.
Joanna Chancellor Business Support Manager
The powerful features combined with the easy implementation of the cloud solution made Predict360 a great fit for our organization.
Steve Parker Chief Executive Officer
We believe our collaboration with 360factors and the technology they bring supports our vision for the future.
Gina Anonuevo Chief Compliance Officer
Deploying Predict360 is another step by us towards becoming a more streamlined and efficient organization.
Crystal Barnes Regulatory Compliance Specialist
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