Christine Thomas

Risk management for credit unions has evolved from a defensive necessity to a critical driver of growth, trust, and long-term resilience. This shift is significant. No longer is it enough to treat risk management as a routine comp...

The current insurance landscape is shaped by a wide range of fast-moving and interconnected risks. Inflation and interest rate fluctuations are impacting claims, pricing, and capital planning. Meanwhile, digital transformation bring...

Commercial Real Estate (CRE) markets are under mounting pressure, with loan portfolio performance varying widely across sectors. Corporate rental space remains the most challenged as hybrid work is reshaping demand, while multifamil...

The financial services industry is navigating an era of accelerated change, driven by growing risk complexity and heightened operational uncertainty. Financial institutions face interconnected risks spanning cybersecurity, third-p...

Credit unions going into 2026 are operating in a competitive risk environment shaped by economic shifts, operational pressures, and growing technological difficulties. As the financial landscape continues to change, financial institut...

Regulatory change in 2025 is no longer linear or predictable. Sudden policy shifts are accelerating in volume, shifting direction across agencies, and becoming increasingly difficult to interpret. Executive orders, rule reversals, a...

As 2025 progresses, community banks are navigating an increasingly complex and high-pressure environment. Regulatory expectations are rising, operational risks are intensifying, and the need for sharper, more integrated community ba...

In 2025, the regulatory landscape for financial institutions is more complex and fast-paced than ever. Regulatory bodies worldwide are intensifying their focus on key areas, including artificial intelligence, data governance, enviro...

Compliance has rapidly evolved from a regulatory obligation into a strategic function within financial institutions. As regulatory complexity increases and expectations from regulators, customers, and stakeholders rise, firms are un...

In 2025, financial institutions are navigating an increasingly complex and fragmented regulatory environment. Global regulatory alignment is giving way to jurisdiction-specific priorities, with national authorities introducing new rul...