360factors Blog

Risk, Compliance and Technology Thought Leadership Updates and Insights

360factor Blog

Key Policy Management Statistics for Compliance

September 25, 2026 Christine Thomas

Policy management statistics from 2025 show that 73% of organizations use purpose-built technology for policy and procedure management, while 88% of US banking respondents still use manual processes and spreadsheet...

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How Banks Track Operational Risk Indicators

September 24, 2026 Sarah Hamilton

Banks use operational risk indicators to log every early signal, a key risk indicator breach, an audit finding, an RCSA finding, or a near miss, into one issue register the moment it appears, then assign an owner, ...

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7 Controls for Policy Consistency in Enterprises

September 23, 2026 Christine Thomas

Policy consistency across an enterprise rests on seven controls that keep policies aligned, which are named ownership, a single repository, a documented hierarchy, version history, a fixed review cycle, regulatory ...

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AI Agent Platforms vs GRC Software for Compliance

September 22, 2026 Christine Thomas

AI agent platforms and GRC software answer different halves of regulatory change management. An agent platform monitors sources and drafts triage on its own, and GRC software holds the system of record that links a...

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HMDA Reporting: From LAR Data to Compliance Insight

September 21, 2026 Sarah Hamilton

HMDA reporting requires a covered lender to collect defined data on every dwelling-secured application, origination and purchase, assemble it into a loan application register, clear the errors the filing platform f...

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How to Implement an Issue Management Framework

September 21, 2026 Christine Thomas

An issue management framework is implemented in five sequential stages where the issue is identified, rated, assigned, remediated and validated. Each process ends in a documented decision that leaves behind the evi...

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