2019 was a year where 360factors built new partnerships, acquired new clients, shared new knowledge, and launched new products. We take a look back at some of our most significant achievements in 2019.

Newsworthy Events

Being a leader in risk and compliance intelligence solutions means that our progress is often documented by the press. Some of the events which were covered by publications include:


Texas Bankers Association

360factors joined the Texas Bankers Association. Texas Bankers Association is one of the largest and oldest such associations in the country and was founded in 1885. As a technology company based in Austin, Texas, we were honored to increase our partnership with the Texas banking community.


360factors also entered an integration partnership with Compliance.ai. Compliance.ai’s feed of regulatory intelligence can now be made available within the Predict360 GRC solution, further enhancing its regulatory intelligence and change management capabilities.


Many businesses selected Predict360, the A.I. powered GRC (Governance, Risk, and Compliance) solution to align their risk and compliance departments with organizational growth.

Gateway Mortgage Group

Gateway Mortgage Group, a leading full-service mortgage company, deployed the full suite of GRC modules within 360factors’ flagship platform, Predict360™.

First Hawaiian Bank

First Hawaiian is Hawaii’s oldest and largest financial institution with branches throughout Hawaii, Guam and Saipan. FHB chose to deploy Predict360 because it provided a disruption free implementation which would ensure that FHD could continue delivering its premium quality services to its customers.

Cross River Bank

Cross River Bank is a fast-growing financial services organization that merges the established expertise and traditional services of a bank, with the forward-thinking offerings of a technology company. Their technology-based approach to banking proved to be a perfect fit for Predict360 and its risk and compliance features.

German American Bank

German American Bank was founded in 1910 and is headquartered in Jasper, Indiana. They chose to deploy the compliance management, regulatory change management, document management, and audit management modules of Predict360 along with regulatory and business intelligence tools.

Plain Green

Plain Green, LLC, headquartered in Box Elder, Montana, is a tribal lending entity wholly owned by the Chippewa Cree Tribe of the Rocky Boy’s Indian Reservation, Montana, a sovereign nation located within the United States of America which operates within the Tribe’s Reservation. They implemented the Policy and Procedure module and the Complaint Management module of Predict360.



360factors launched Insight360, a new solution that provides risk insights into identifying and predicting risks based on predictive analytics using internal key risk indicators (KRIs) and external data. The innovative new approach of Insight360 provides risk management professionals with the ability to identify risks that are operating outside of tolerance while predicting emerging risks will help banks and financial service institutions increase profitability, accelerate innovation and new product introductions while improving productivity.


360factors presented its innovative solution to bankers at the following events:

ABA Regulatory Compliance Conference

June 9-12, 2019 • Hyatt Regency • New Orleans, LA

ABA Risk Management Conference

April 7-9, 2019 • Fairmont Austin • Austin, TX

ABA Conference for Community Bankers

February 10-13, 2019 • Hilton San Diego Bayfront • San Diego, CA

360factors CEO, Carl L. McCauley, led a session on ‘The Emergence of AI with Community Banks’.


360factors hosted webinars where we shared knowledge and discussed the latest developments in risk and compliance management technology. A recording of these webinars can be viewed on their respective webpages.

Top 10 Risk Management Trends for 2019

  • Key financial sector risks and their impacts
  • Strategies successful banks are adopting to reduce risk levels
  • How technology plays a role in assuring effective risk management

From Whiteboard to Boardroom: Driving Compliance & Risk Technology Investment in Your Organization

  • Understanding top priorities for leadership in the organization
  • Connecting and aligning risk and compliance with organizational goals
  • Building and presenting a business case to gain internal support

How Banks Can Better Identify, Predict and Mitigate Emerging Risks

  • Challenges and limitations of risk management reporting
  • About an achievable path to risk maturity that is applicable for banks of any size
  • The impact real-time predictive insights can have on driving value creation
  • How incorporating internal and external data and KRIs can transform your risk reporting approach and enable you to predict risks

How to Automate Compliance Monitoring & Testing (QC) While Creating Business Value

  • Why legacy methods struggle to meet modern compliance monitoring & testing requirements and the costs and expenses that result from these challenges
  • How a centralized technology data approach can streamline monitoring and testing to improve productivity, shorten testing times and automate summary reporting
  • How to deliver meaningful business intelligence while more rapidly identifying potential risks based on findings from compliance monitoring activities
  • What’s coming – emerging technologies that can empower compliance professionals to add organizational value and get a seat at the table

The Road Ahead

In 2020 360factors plan to introduce new solutions related to risk and compliance management, forge further relationships with the banking community, and to continue innovating. Subscribe to our newsletter to continue receiving updates about GRC and 360factors.